First Citizens Bank
Mason City, IA — State Member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Citizens Bank | All Insured Commercial Banks in Iowa |
Interest and Fees on Loans | 33,577 | 6,128 |
Income from Lease Financing Receivables | 4 | 1 |
543 | 47 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 292 | 23 |
Income on Loans and Leases (TE) | 33,873 | 6,162 |
Investment Interest Income (TE) | 9,309 | 1,177 |
Total Interest Income (TE) | 43,663 | 7,538 |
Total Interest Expense | 7,123 | 925 |
Net Interest Income (TE) | 36,540 | 6,587 |
Non-Interest Income | 9,251 | 1,176 |
Adjusted Operating Income (TE) | 45,791 | 7,798 |
Non-interest Expense | 24,338 | 4,586 |
Provision for Loan & Lease Losses | 900 | 208 |
Pretax Operating Income (TE) | 20,553 | 2,901 |
Pretax Net Operating Income (TE) | 20,554 | 2,963 |
Applicable Income Taxes | 809 | 312 |
Net Operating Income | 17,659 | 2,310 |
Net Income | 17,659 | 2,310 |
Cash Dividends Declared | 12,000 | 1,248 |
Retained Earnings | 5,659 | 1,005 |