First Choice Bank
Pontotoc, MS — State Member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Choice Bank | All Insured Commercial Banks in Mississippi |
Interest and Fees on Loans | 7,783 | 17,253 |
Income from Lease Financing Receivables | 29 | 3 |
51 | 26 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 26 | 13 |
Income on Loans and Leases (TE) | 7,838 | 17,289 |
Investment Interest Income (TE) | 2,691 | 2,808 |
Total Interest Income (TE) | 10,697 | 20,209 |
Total Interest Expense | 832 | 1,763 |
Net Interest Income (TE) | 9,865 | 18,449 |
Non-Interest Income | 1,996 | 5,757 |
Adjusted Operating Income (TE) | 11,861 | 24,205 |
Non-interest Expense | 7,975 | 16,370 |
Provision for Loan & Lease Losses | 345 | 563 |
Pretax Operating Income (TE) | 3,541 | 7,204 |
Pretax Net Operating Income (TE) | 3,666 | 7,253 |
Applicable Income Taxes | 794 | 1,422 |
Net Operating Income | 2,439 | 5,177 |
Net Income | 2,439 | 5,177 |
Cash Dividends Declared | 1,680 | 2,913 |
Retained Earnings | 759 | 1,357 |