First Central Bank, Inc.
Philippi, WV — Domestic Branch of a Domestic Bank
Acquired Apr 2011
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Central Bank, Inc. | All Insured Commercial Banks in West Virginia |
Interest and Fees on Loans | 1,690 | 2,327 |
Income from Lease Financing Receivables | 5 | 0 |
20 | 21 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 10 | 10 |
Income on Loans and Leases (TE) | 1,705 | 2,339 |
Investment Interest Income (TE) | 46 | 399 |
Total Interest Income (TE) | 1,752 | 2,752 |
Total Interest Expense | 346 | 634 |
Net Interest Income (TE) | 1,406 | 2,075 |
Non-Interest Income | 188 | 328 |
Adjusted Operating Income (TE) | 1,594 | 2,362 |
Non-interest Expense | 1,074 | 1,577 |
Provision for Loan & Lease Losses | 60 | 211 |
Pretax Operating Income (TE) | 460 | 564 |
Pretax Net Operating Income (TE) | 460 | 583 |
Applicable Income Taxes | 152 | 144 |
Net Operating Income | 298 | 391 |
Net Income | 298 | 391 |
Cash Dividends Declared | 230 | 108 |
Retained Earnings | 68 | 224 |