First Bank & Trust
Sioux Falls, SD — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Bank & Trust | All Insured Commercial Banks in South Dakota |
Interest and Fees on Loans | 37,327 | 11,165 |
Income from Lease Financing Receivables | 11 | 9 |
226 | 69 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 119 | 36 |
Income on Loans and Leases (TE) | 37,457 | 11,237 |
Investment Interest Income (TE) | 1,417 | 1,143 |
Total Interest Income (TE) | 39,067 | 12,568 |
Total Interest Expense | 2,984 | 1,156 |
Net Interest Income (TE) | 36,083 | 11,412 |
Non-Interest Income | 10,851 | 3,519 |
Adjusted Operating Income (TE) | 46,934 | 15,007 |
Non-interest Expense | 28,813 | 9,017 |
Provision for Loan & Lease Losses | 2,818 | 665 |
Pretax Operating Income (TE) | 15,303 | 4,931 |
Pretax Net Operating Income (TE) | 15,315 | 4,991 |
Applicable Income Taxes | 5,329 | 989 |
Net Operating Income | 9,653 | 3,749 |
Net Income | 9,653 | 3,749 |
Cash Dividends Declared | — | 1,737 |
Retained Earnings | 9,653 | 1,960 |