Vitals
  • Total Assets
    81.0M -3.2 %
  • Total Deposits
    73.6M -1.8 %
  • Total Net Loans
    38.0M -9.8 %
  • Net Income
    -1246000.0000 -1,309.7 %
  • Book Value
    6.8M -10.2 %
  • Book Value x2
    13.5M -10.2 %
  • Book Value x3
    20.3M -10.2 %
ROAA

-2.976

ROAE

-33.528

Efficiency Ratio

228.327

Net Interest Margin

3.641

Balance Sheet Highlights
Financial Highlights First Bank Of The South All Insured Commercial Banks in Alabama
Balance Sheet $(000)
Total Assets 80,969 256,129
Total Net Loans 38,040 150,053
Total Deposits 73,642 216,113
Total Equity 6,768 31,124
Profitability
Net Income -1,246 1,255
Return on Average Assets -2.976 .889
Return on Average Equity -33.528 7.355
Net Interest Margin 3.641 3.868
Efficiency Ratio 228.327 69.728
Noninterest Income/Revenue 17.045 15.241
Balance Sheet Ratios
Loan-to-Deposit 51.655 65.232
Securities/Assets .351 .239
Total Equity/Total Assets .084 .122
Tangible Equity/Tangible Assets .084 .119
Capital Adequacy
Tier 1 Common Capital 6,479 29,318
Tier 1 Capital 6,479 29,318
Tier 2 Capital 432 1,844
Total Capital 6,911 31,159
Total Risk Weighted Assets 43,483 175,016
Leverage Ratio 7.78 11.724
Common Equity Tier 1 Capital Ratio 14.9 18.828
Tier 1 Capital Ratio 14.9 18.833
Total Capital Ratio 15.89 19.918

Timeline for First Bank Of The South

First State Bank Of Dekalb County

First Bank Of The South was acquired by First State Bank Of Dekalb County 7 years

View Profile Jul 01 2016

First Rainsville Bancshares, Inc.

First Rainsville Bancshares, Inc. became a new parent organization for First Bank Of The South.

View Profile May 12 1986

First Bank Of The South

First Bank Of The South was established 41 years ago and is currently headquartered in Rainsville, AL.

Feb 01 1983
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First State Bank Of Dekalb County Buyer 177,443 Acquisition Discontinued 7/1/2016
Relationships Role Relationship Start Relationship End
First Rainsville Bancshares, Inc. Parent 5/12/1986 6/30/2016
Similar Organizations
Organization City State Total Assets
Almena State Bank
 		Almena KS 81.6M
Proficio Bank
 		Cottonwood Heights UT 80.2M
Goppert Financial Bank
 		Lathrop MO 81.9M
Atlantic Community Bank
 		Bluffton SC 81.9M
California Business Bank
 		Irvine CA 82.1M
Federated Bank
 		Onarga IL 82.2M
Bay Bank
 		Green Bay WI 82.4M
Bank Of Cashton
 		Cashton WI 82.5M
Dakota Prairie Bank
 		Fort Pierre SD 79.2M
Logan County Bank
 		Scranton AR 83.1M