First Bank Of The South
Lawrenceville, GA — Domestic Branch of a Domestic Bank
Acquired Jul 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Bank Of The South | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 3,805 | 6,910 |
Income from Lease Financing Receivables | — | — |
12 | 1,047 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 6 | 586 |
Income on Loans and Leases (TE) | 3,811 | 6,920 |
Investment Interest Income (TE) | 68 | 736 |
Total Interest Income (TE) | 4,091 | 7,665 |
Total Interest Expense | 1,619 | 3,543 |
Net Interest Income (TE) | 2,472 | 4,120 |
Non-Interest Income | 81 | 724 |
Adjusted Operating Income (TE) | 2,553 | 4,907 |
Non-interest Expense | 968 | 2,872 |
Provision for Loan & Lease Losses | — | 1,206 |
Pretax Operating Income (TE) | 1,585 | 9,068 |
Pretax Net Operating Income (TE) | 1,585 | 9,927 |
Applicable Income Taxes | 561 | 4,004 |
Net Operating Income | 1,017 | 6,567 |
Net Income | 1,017 | 6,567 |
Cash Dividends Declared | — | 5,517 |
Retained Earnings | 1,017 | 3,731 |