First Bank Of San Luis Obispo
San Luis Obispo, CA — Domestic Branch of a Domestic Bank
Acquired Aug 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Bank Of San Luis Obispo | All Insured Commercial Banks in California |
Interest and Fees on Loans | 7,766 | 14,648 |
Income from Lease Financing Receivables | — | 3,271 |
— | 503 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 281 |
Income on Loans and Leases (TE) | 7,766 | 14,174 |
Investment Interest Income (TE) | 1,202 | 5,108 |
Total Interest Income (TE) | 9,017 | 13,401 |
Total Interest Expense | 2,264 | 2,931 |
Net Interest Income (TE) | 6,753 | 10,309 |
Non-Interest Income | 1,628 | 4,048 |
Adjusted Operating Income (TE) | 8,381 | 13,342 |
Non-interest Expense | 4,972 | 7,742 |
Provision for Loan & Lease Losses | 267 | 905 |
Pretax Operating Income (TE) | 3,142 | 16,558 |
Pretax Net Operating Income (TE) | 3,142 | 16,503 |
Applicable Income Taxes | 1,188 | 5,844 |
Net Operating Income | 1,878 | 10,239 |
Net Income | 1,878 | 10,239 |
Cash Dividends Declared | — | 8,791 |
Retained Earnings | 1,878 | 7,268 |