Efficiency Ratio Over Time
Efficiency Ratio First Bank Of San Luis Obispo All Insured Commercial Banks in California
06-30-2005 59.323 70.343
03-31-2005 55.431 68.656
12-31-2004 65.466 71.614
09-30-2004 66.029 71.664
06-30-2004 67.41 72.622
03-31-2004 72.263 74.921
12-31-2003 64.919 78.394
09-30-2003 58.827 69.685
06-30-2003 60.313 70.304
03-31-2003 62.395 69.597
12-31-2002 56.657 70.571