Tier 1 Capital Ratio Over Time
Tier 1 Capital Ratio First Bank Of San Luis Obispo All Insured Commercial Banks in California
06-30-2005 13.29 15.701
03-31-2005 12.42 14.977
12-31-2004 13.19 14.478
09-30-2004 13.55 14.639
06-30-2004 12.91 14.582
03-31-2004 12.69 15.416
12-31-2003 13.05 15.254
09-30-2003 13.06 14.407
06-30-2003 13.4 14.01
03-31-2003 13.49 13.498
12-31-2002 13.31 13.579