First Bank Of Northern Kentucky, Inc.
Fort Mitchell, KY — Domestic Branch of a Domestic Bank
Acquired May 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First Bank Of Northern Kentucky, Inc. | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 1,305 | 2,176 |
Income from Lease Financing Receivables | — | 95 |
3 | 33 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 2 | 16 |
Income on Loans and Leases (TE) | 1,307 | 2,186 |
Investment Interest Income (TE) | 24 | 417 |
Total Interest Income (TE) | 1,450 | 2,716 |
Total Interest Expense | 593 | 1,203 |
Net Interest Income (TE) | 857 | 1,503 |
Non-Interest Income | 56 | 335 |
Adjusted Operating Income (TE) | 913 | 1,851 |
Non-interest Expense | 754 | 1,222 |
Provision for Loan & Lease Losses | — | 139 |
Pretax Operating Income (TE) | 159 | 938 |
Pretax Net Operating Income (TE) | 159 | 942 |
Applicable Income Taxes | — | 319 |
Net Operating Income | 157 | 676 |
Net Income | 157 | 676 |
Cash Dividends Declared | 1,700 | 643 |
Retained Earnings | — | 466 |