Net Income Analysis ( % relative to Total Revenue )
Income Statement First Bank Of Montana All Insured Commercial Banks in Montana
Interest and Fees on Loans 1,567 1,476
Income from Lease Financing Receivables 10 0
19 9
Estimated Tax Benefit from Tax-Exempt Loan Income 10 5
Income on Loans and Leases (TE) 1,587 1,481
Investment Interest Income (TE) 987 322
Total Interest Income (TE) 2,573 1,864
Total Interest Expense 333 250
Net Interest Income (TE) 2,240 1,612
Non-Interest Income 219 303
Adjusted Operating Income (TE) 2,459 1,927
Non-interest Expense 762 1,163
Provision for Loan & Lease Losses — 179
Pretax Operating Income (TE) 1,697 616
Pretax Net Operating Income (TE) 1,697 628
Applicable Income Taxes 487 91
Net Operating Income 1,025 450
Net Income 1,025 450
Cash Dividends Declared 600 163
Retained Earnings 425 254