First American Bank
Rosemead, CA — Domestic Branch of a Domestic Bank
Acquired Aug 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | First American Bank | All Insured Commercial Banks in California |
Interest and Fees on Loans | 4,023 | 14,648 |
Income from Lease Financing Receivables | — | 3,271 |
— | 503 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 281 |
Income on Loans and Leases (TE) | 4,023 | 14,174 |
Investment Interest Income (TE) | 1,448 | 5,108 |
Total Interest Income (TE) | 5,941 | 13,401 |
Total Interest Expense | 948 | 2,931 |
Net Interest Income (TE) | 4,993 | 10,309 |
Non-Interest Income | 787 | 4,048 |
Adjusted Operating Income (TE) | 5,780 | 13,342 |
Non-interest Expense | 3,614 | 7,742 |
Provision for Loan & Lease Losses | — | 905 |
Pretax Operating Income (TE) | 2,186 | 16,558 |
Pretax Net Operating Income (TE) | 2,188 | 16,503 |
Applicable Income Taxes | 753 | 5,844 |
Net Operating Income | 1,293 | 10,239 |
Net Income | 1,293 | 10,239 |
Cash Dividends Declared | — | 8,791 |
Retained Earnings | 1,293 | 7,268 |