Net Income Analysis ( % relative to Total Revenue )
Income Statement First Advantage Bank All Insured Commercial Banks in Minnesota
Interest and Fees on Loans 1,252 3,558
Income from Lease Financing Receivables — 8
— 28
Estimated Tax Benefit from Tax-Exempt Loan Income — 14
Income on Loans and Leases (TE) 1,252 3,597
Investment Interest Income (TE) 400 436
Total Interest Income (TE) 1,667 4,176
Total Interest Expense 307 373
Net Interest Income (TE) 1,360 3,786
Non-Interest Income -331 643
Adjusted Operating Income (TE) 1,029 4,483
Non-interest Expense 1,118 2,906
Provision for Loan & Lease Losses — 81
Pretax Operating Income (TE) -89 1,436
Pretax Net Operating Income (TE) -89 1,469
Applicable Income Taxes — 71
Net Operating Income -89 1,275
Net Income -89 1,275
Cash Dividends Declared — 762
Retained Earnings -89 467