Fifth Third Bank, Kentucky, Inc.
Louisville, KY — Domestic Branch of a Domestic Bank
Acquired Dec 2003
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Fifth Third Bank, Kentucky, Inc. | All Insured Commercial Banks in Kentucky |
| Interest and Fees on Loans | 62,934 | 4,505 |
| Income from Lease Financing Receivables | 1,676 | 4,839 |
| 944 | 57 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 508 | 30 |
| Income on Loans and Leases (TE) | 65,118 | 4,525 |
| Investment Interest Income (TE) | 27,410 | 980 |
| Total Interest Income (TE) | 95,848 | 5,601 |
| Total Interest Expense | 18,491 | 1,918 |
| Net Interest Income (TE) | 77,357 | 3,684 |
| Non-Interest Income | 58,260 | 851 |
| Adjusted Operating Income (TE) | 135,617 | 4,556 |
| Non-interest Expense | 71,484 | 2,822 |
| Provision for Loan & Lease Losses | 13,577 | 927 |
| Pretax Operating Income (TE) | 50,556 | 2,869 |
| Pretax Net Operating Income (TE) | 50,957 | 2,932 |
| Applicable Income Taxes | 17,551 | 978 |
| Net Operating Income | 32,897 | 2,005 |
| Net Income | 32,897 | 2,005 |
| Cash Dividends Declared | 16,400 | 1,515 |
| Retained Earnings | 16,497 | 1,406 |