Net Income Analysis ( % relative to Total Revenue )
Income Statement Fieldpoint Private Bank & Trust All Insured Savings Banks in Connecticut
Interest and Fees on Loans 21,526 30,883
Income from Lease Financing Receivables — 2
— 32
Estimated Tax Benefit from Tax-Exempt Loan Income — 16
Income on Loans and Leases (TE) 21,526 30,904
Investment Interest Income (TE) 4,271 3,080
Total Interest Income (TE) 26,202 34,631
Total Interest Expense 4,787 4,711
Net Interest Income (TE) 21,415 29,919
Non-Interest Income 13,127 9,078
Adjusted Operating Income (TE) 34,542 38,915
Non-interest Expense 28,279 30,204
Provision for Loan & Lease Losses 764 858
Pretax Operating Income (TE) 5,499 7,965
Pretax Net Operating Income (TE) 5,697 9,672
Applicable Income Taxes 2,088 2,335
Net Operating Income 3,476 6,676
Net Income 3,476 6,667
Cash Dividends Declared — 15
Retained Earnings 3,476 6,645