Farmers Trust And Savings Bank
Spencer, IA — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Farmers Trust And Savings Bank | All Insured Commercial Banks in Iowa |
Interest and Fees on Loans | 12,066 | 6,128 |
Income from Lease Financing Receivables | — | 1 |
360 | 47 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 185 | 23 |
Income on Loans and Leases (TE) | 12,251 | 6,162 |
Investment Interest Income (TE) | 1,402 | 1,177 |
Total Interest Income (TE) | 13,727 | 7,538 |
Total Interest Expense | 1,844 | 925 |
Net Interest Income (TE) | 11,883 | 6,587 |
Non-Interest Income | 1,186 | 1,176 |
Adjusted Operating Income (TE) | 13,069 | 7,798 |
Non-interest Expense | 6,703 | 4,586 |
Provision for Loan & Lease Losses | 250 | 208 |
Pretax Operating Income (TE) | 6,116 | 2,901 |
Pretax Net Operating Income (TE) | 6,125 | 2,963 |
Applicable Income Taxes | 243 | 312 |
Net Operating Income | 5,482 | 2,310 |
Net Income | 5,482 | 2,310 |
Cash Dividends Declared | 3,933 | 1,248 |
Retained Earnings | 1,549 | 1,005 |