Farmers State Bank
Elmwood, IL — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Farmers State Bank | All Insured Commercial Banks in Illinois |
| Interest and Fees on Loans | 1,166 | 8,415 |
| Income from Lease Financing Receivables | — | 4 |
| 7 | 41 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 3 | 20 |
| Income on Loans and Leases (TE) | 1,169 | 8,470 |
| Investment Interest Income (TE) | 573 | 1,438 |
| Total Interest Income (TE) | 1,745 | 10,200 |
| Total Interest Expense | 230 | 1,041 |
| Net Interest Income (TE) | 1,515 | 9,113 |
| Non-Interest Income | 170 | 2,030 |
| Adjusted Operating Income (TE) | 1,685 | 11,316 |
| Non-interest Expense | 1,551 | 7,442 |
| Provision for Loan & Lease Losses | — | 307 |
| Pretax Operating Income (TE) | 134 | 3,453 |
| Pretax Net Operating Income (TE) | 192 | 3,554 |
| Applicable Income Taxes | — | 569 |
| Net Operating Income | 127 | 2,671 |
| Net Income | 127 | 2,670 |
| Cash Dividends Declared | — | 1,225 |
| Retained Earnings | 127 | 1,214 |