Vitals
  • Total Assets
    186.8M 6.1 %
  • Total Deposits
    161.9M 7.6 %
  • Total Net Loans
    93.3M 4.7 %
  • Net Income
    1.9M 14.9 %
  • Book Value
    20.0M 0.4 %
  • Book Value x2
    39.9M 0.4 %
  • Book Value x3
    59.9M 0.4 %
ROAA

1.057

ROAE

9.085

Efficiency Ratio

57.251

Net Interest Margin

3.884

Balance Sheet Highlights
Financial Highlights Farmers State Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 186,830 198,346
Total Net Loans 93,267 133,864
Total Deposits 161,947 165,124
Total Equity 19,969 22,060
Profitability
Net Income 1,892 2,310
Return on Average Assets 1.057 1.15
Return on Average Equity 9.085 9.92
Net Interest Margin 3.884 3.587
Efficiency Ratio 57.251 60.34
Noninterest Income/Revenue 8.053 13.494
Balance Sheet Ratios
Loan-to-Deposit 57.591 77.091
Securities/Assets .429 .197
Total Equity/Total Assets .107 .111
Tangible Equity/Tangible Assets .104 .107
Capital Adequacy
Tier 1 Common Capital 20,059 21,135
Tier 1 Capital 20,059 21,140
Tier 2 Capital 1,193 1,625
Total Capital 21,252 22,777
Total Risk Weighted Assets 102,978 151,308
Leverage Ratio 10.82 10.944
Common Equity Tier 1 Capital Ratio 19.48 15.631
Tier 1 Capital Ratio 19.48 15.631
Total Capital Ratio 20.64 16.675

Timeline for Farmers State Bank

Farmers State Bancshares, Inc.

Farmers State Bancshares, Inc. became a new parent organization for Farmers State Bank.

View Profile Oct 10 1996

The Farmers Savings Bank

Acquisition: Farmers State Bank acquired a new subsidiary, The Farmers Savings Bank, 32 years

View Profile Feb 01 1992

Farmers State Bank

Farmers State Bank was established 103 years ago and is currently headquartered in Northwood, IA.

Nov 15 1921
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
The Farmers Savings Bank Seller 6,125 Discontinued 2/1/1992
Relationships Role Relationship Start Relationship End
Farmers State Bancshares, Inc. Parent 1/27/2004
Farmers State Bancshares, Inc. Parent 6/1/2000 1/26/2004
Farmers State Bancshares, Inc. Parent 10/10/1996 5/31/2000
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