Farmers State Bank Of Silver Creek
Silver Creek, NE — Domestic Branch of a Domestic Bank
Acquired Jul 2003
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Farmers State Bank Of Silver Creek | All Insured Commercial Banks in Nebraska |
| Interest and Fees on Loans | 505 | 1,493 |
| Income from Lease Financing Receivables | — | 122 |
| 4 | 31 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 2 | 16 |
| Income on Loans and Leases (TE) | 507 | 1,504 |
| Investment Interest Income (TE) | 11 | 321 |
| Total Interest Income (TE) | 523 | 1,823 |
| Total Interest Expense | 137 | 644 |
| Net Interest Income (TE) | 386 | 1,207 |
| Non-Interest Income | 43 | 213 |
| Adjusted Operating Income (TE) | 429 | 1,424 |
| Non-interest Expense | 256 | 833 |
| Provision for Loan & Lease Losses | 50 | 451 |
| Pretax Operating Income (TE) | 123 | 1,108 |
| Pretax Net Operating Income (TE) | 123 | 1,128 |
| Applicable Income Taxes | 45 | 305 |
| Net Operating Income | 74 | 804 |
| Net Income | 74 | 804 |
| Cash Dividends Declared | — | 632 |
| Retained Earnings | 74 | 530 |