Farmers & Merchants Bank
Tomah, WI — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Farmers & Merchants Bank | All Insured Commercial Banks in Wisconsin |
| Interest and Fees on Loans | 5,573 | 8,778 |
| Income from Lease Financing Receivables | — | 1 |
| 43 | 81 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 22 | 41 |
| Income on Loans and Leases (TE) | 5,595 | 8,830 |
| Investment Interest Income (TE) | 1,608 | 1,225 |
| Total Interest Income (TE) | 7,302 | 10,297 |
| Total Interest Expense | 970 | 1,031 |
| Net Interest Income (TE) | 6,332 | 9,193 |
| Non-Interest Income | 1,038 | 1,813 |
| Adjusted Operating Income (TE) | 7,370 | 11,079 |
| Non-interest Expense | 5,150 | 6,946 |
| Provision for Loan & Lease Losses | -209 | 167 |
| Pretax Operating Income (TE) | 2,429 | 3,889 |
| Pretax Net Operating Income (TE) | 2,440 | 3,922 |
| Applicable Income Taxes | 475 | 705 |
| Net Operating Income | 1,583 | 3,014 |
| Net Income | 1,583 | 3,013 |
| Cash Dividends Declared | 1,912 | 1,435 |
| Retained Earnings | -329 | 1,350 |