Vitals
  • Total Assets
    182.4M 4.2 %
  • Total Deposits
    162.7M 4.5 %
  • Total Net Loans
    107.6M 11.9 %
  • Net Income
    725000.0000 -90.4 %
  • Book Value
    19.2M 2.7 %
  • Book Value x2
    38.4M 2.7 %
  • Book Value x3
    57.5M 2.7 %
ROAA

.409

ROAE

3.793

Efficiency Ratio

89.508

Net Interest Margin

3.56

Balance Sheet Highlights
Financial Highlights Farmers & Merchants Bank All Insured Commercial Banks in Georgia
Balance Sheet $(000)
Total Assets 182,414 256,123
Total Net Loans 107,645 160,108
Total Deposits 162,733 221,413
Total Equity 19,175 27,434
Profitability
Net Income 725 2,812
Return on Average Assets .409 .99
Return on Average Equity 3.793 8.811
Net Interest Margin 3.56 4.031
Efficiency Ratio 89.508 72.067
Noninterest Income/Revenue 7.757 19.316
Balance Sheet Ratios
Loan-to-Deposit 66.148 70.662
Securities/Assets .21 .165
Total Equity/Total Assets .105 .107
Tangible Equity/Tangible Assets .105 .105
Capital Adequacy
Tier 1 Common Capital 14,386 26,376
Tier 1 Capital 14,386 26,452
Tier 2 Capital 1,166 1,919
Total Capital 15,552 28,453
Total Risk Weighted Assets 115,579 174,280
Leverage Ratio 8.23 10.62
Common Equity Tier 1 Capital Ratio 12.45 16.191
Tier 1 Capital Ratio 12.45 16.286
Total Capital Ratio 13.46 17.433

Timeline for Farmers & Merchants Bank

Fmb Equibanc, Inc.

Fmb Equibanc, Inc. became a new parent organization for Farmers & Merchants Bank.

View Profile Nov 01 2000

Farmers & Merchants Bank

Farmers & Merchants Bank was established 76 years ago and is currently headquartered in Statesboro, GA.

Feb 17 1948
Relationships Role Relationship Start Relationship End
Fmb Equibanc, Inc. Parent 11/1/2000
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