Farmers Deposit Bank
Carlisle, KY — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Farmers Deposit Bank | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 1,877 | 6,546 |
Income from Lease Financing Receivables | — | 1 |
4 | 32 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 2 | 16 |
Income on Loans and Leases (TE) | 1,879 | 6,573 |
Investment Interest Income (TE) | 1,397 | 1,255 |
Total Interest Income (TE) | 3,342 | 7,978 |
Total Interest Expense | 210 | 830 |
Net Interest Income (TE) | 3,132 | 7,113 |
Non-Interest Income | 784 | 1,685 |
Adjusted Operating Income (TE) | 3,916 | 8,937 |
Non-interest Expense | 3,416 | 6,223 |
Provision for Loan & Lease Losses | — | 166 |
Pretax Operating Income (TE) | 500 | 2,467 |
Pretax Net Operating Income (TE) | 563 | 2,576 |
Applicable Income Taxes | — | 347 |
Net Operating Income | 429 | 1,976 |
Net Income | 429 | 1,976 |
Cash Dividends Declared | — | 1,004 |
Retained Earnings | 429 | 975 |