Farmers And Merchants Union Bank
Columbus, WI — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Farmers And Merchants Union Bank | All Insured Commercial Banks in Wisconsin |
| Interest and Fees on Loans | 14,300 | 8,778 |
| Income from Lease Financing Receivables | — | 1 |
| 70 | 81 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 36 | 41 |
| Income on Loans and Leases (TE) | 14,336 | 8,830 |
| Investment Interest Income (TE) | 636 | 1,225 |
| Total Interest Income (TE) | 15,008 | 10,297 |
| Total Interest Expense | 1,671 | 1,031 |
| Net Interest Income (TE) | 13,337 | 9,193 |
| Non-Interest Income | 1,381 | 1,813 |
| Adjusted Operating Income (TE) | 14,718 | 11,079 |
| Non-interest Expense | 6,076 | 6,946 |
| Provision for Loan & Lease Losses | 1,650 | 167 |
| Pretax Operating Income (TE) | 6,992 | 3,889 |
| Pretax Net Operating Income (TE) | 6,992 | 3,922 |
| Applicable Income Taxes | 3,338 | 705 |
| Net Operating Income | 3,444 | 3,014 |
| Net Income | 3,444 | 3,013 |
| Cash Dividends Declared | 728 | 1,435 |
| Retained Earnings | 2,716 | 1,350 |