Farmers And Merchants Trust Company Of Chambersburg
Chambersburg, PA — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Farmers And Merchants Trust Company Of Chambersburg | All Insured Commercial Banks in Pennsylvania |
Interest and Fees on Loans | 34,471 | 22,748 |
Income from Lease Financing Receivables | — | 24 |
3,080 | 516 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 1,634 | 268 |
Income on Loans and Leases (TE) | 36,105 | 23,278 |
Investment Interest Income (TE) | 4,433 | 3,743 |
Total Interest Income (TE) | 40,841 | 27,430 |
Total Interest Expense | 2,245 | 3,218 |
Net Interest Income (TE) | 38,596 | 24,213 |
Non-Interest Income | 10,245 | 6,081 |
Adjusted Operating Income (TE) | 48,841 | 30,595 |
Non-interest Expense | 32,304 | 20,397 |
Provision for Loan & Lease Losses | 3,775 | 900 |
Pretax Operating Income (TE) | 12,762 | 8,900 |
Pretax Net Operating Income (TE) | 12,744 | 9,212 |
Applicable Income Taxes | 1,603 | 2,056 |
Net Operating Income | 8,758 | 6,310 |
Net Income | 8,758 | 6,303 |
Cash Dividends Declared | 4,006 | 3,414 |
Retained Earnings | 4,752 | 2,771 |