Vitals
  • Total Assets
    82.0M 3.0 %
  • Total Deposits
    73.8M 3.6 %
  • Total Net Loans
    50.3M 8.0 %
  • Net Income
    106000.0000 76.7 %
  • Book Value
    7.9M 0.4 %
  • Book Value x2
    15.8M 0.4 %
  • Book Value x3
    23.7M 0.4 %
ROAA

.132

ROAE

1.334

Efficiency Ratio

90.184

Net Interest Margin

3.664

Balance Sheet Highlights
Financial Highlights Farmers And Merchants Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 82,043 358,087
Total Net Loans 50,277 213,533
Total Deposits 73,836 308,027
Total Equity 7,912 38,740
Profitability
Net Income 106 3,845
Return on Average Assets .132 1.025
Return on Average Equity 1.334 9.415
Net Interest Margin 3.664 3.773
Efficiency Ratio 90.184 66.762
Noninterest Income/Revenue 20.304 16.375
Balance Sheet Ratios
Loan-to-Deposit 68.093 65.494
Securities/Assets .115 .214
Total Equity/Total Assets .096 .108
Tangible Equity/Tangible Assets .096 .104
Capital Adequacy
Tier 1 Common Capital 7,927 37,278
Tier 1 Capital 7,927 37,303
Tier 2 Capital 639 2,526
Total Capital 8,566 39,866
Total Risk Weighted Assets 51,119 237,367
Leverage Ratio 9.85 10.563
Common Equity Tier 1 Capital Ratio 15.51 18.073
Tier 1 Capital Ratio 15.51 18.097
Total Capital Ratio 16.76 19.169

Timeline for Farmers And Merchants Bank

F & M Bancshares, Inc.

F & M Bancshares, Inc. became a new parent organization for Farmers And Merchants Bank.

View Profile Sep 08 1995

F & M Data Processing, Inc.

F & M Data Processing, Inc. became a new subsidiary organization for Farmers And Merchants Bank.

View Profile Sep 01 1991

Bank One, Texas, National Association

Bank One, Texas, National Association became a new parent organization for Farmers And Merchants Bank.

View Profile Nov 20 1990

Freedom Bank Group, Inc.

Freedom Bank Group, Inc. became a new parent organization for Farmers And Merchants Bank.

View Profile Jun 28 1985

De Leon Bancshares Inc

De Leon Bancshares Inc became a new parent organization for Farmers And Merchants Bank.

View Profile Aug 02 1982

Want to see more?

Complete timeline for Farmers And Merchants Bank is available.

View Complete Timeline
Relationships Role Relationship Start Relationship End
F & M Bancshares, Inc. Parent 9/8/1995
Bank One, Texas, National Association Parent 11/20/1990 6/23/1992
Freedom Bank Group, Inc. Parent 6/28/1985 11/19/1990
De Leon Bancshares Inc Parent 8/2/1982 6/27/1985
F & M Data Processing, Inc. Subsidary 6/30/2007 12/31/2008
F & M Data Processing, Inc. Subsidary 9/1/1991 6/29/2007
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