Net Income Analysis ( % relative to Total Revenue )
Income Statement Farmers And Merchants Bank Of Ashland All Insured Commercial Banks in Nebraska
Interest and Fees on Loans 2,490 5,628
Income from Lease Financing Receivables 2 1
2 22
Estimated Tax Benefit from Tax-Exempt Loan Income 1 11
Income on Loans and Leases (TE) 2,493 5,649
Investment Interest Income (TE) 285 825
Total Interest Income (TE) 2,864 6,660
Total Interest Expense 110 793
Net Interest Income (TE) 2,754 5,813
Non-Interest Income 293 986
Adjusted Operating Income (TE) 3,047 6,872
Non-interest Expense 2,390 4,155
Provision for Loan & Lease Losses — 208
Pretax Operating Income (TE) 657 2,412
Pretax Net Operating Income (TE) 656 2,466
Applicable Income Taxes 155 297
Net Operating Income 447 1,910
Net Income 447 1,911
Cash Dividends Declared 255 887
Retained Earnings 192 1,015