Net Income Analysis ( % relative to Total Revenue )
Income Statement Familyfirst Bank All Insured Savings Banks in Massachusetts
Interest and Fees on Loans 380 4,450
Income from Lease Financing Receivables — 0
— 0
Estimated Tax Benefit from Tax-Exempt Loan Income — 0
Income on Loans and Leases (TE) 380 4,458
Investment Interest Income (TE) 74 622
Total Interest Income (TE) 458 5,145
Total Interest Expense 111 841
Net Interest Income (TE) 347 4,285
Non-Interest Income 134 767
Adjusted Operating Income (TE) 481 5,316
Non-interest Expense 603 4,126
Provision for Loan & Lease Losses 12 105
Pretax Operating Income (TE) -134 916
Pretax Net Operating Income (TE) -127 1,090
Applicable Income Taxes 51 287
Net Operating Income -178 731
Net Income -178 728
Cash Dividends Declared — 10
Retained Earnings -178 685