Falls Bank
Stow, OH — Domestic Branch of a Domestic Bank
Acquired Dec 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Falls Bank | All Insured Savings Banks in Ohio |
Interest and Fees on Loans | 2,881 | 3,775 |
Income from Lease Financing Receivables | — | — |
— | 62 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 40 |
Income on Loans and Leases (TE) | 2,881 | 3,776 |
Investment Interest Income (TE) | 103 | 1,190 |
Total Interest Income (TE) | 3,109 | 4,766 |
Total Interest Expense | 1,638 | 1,954 |
Net Interest Income (TE) | 1,471 | 2,812 |
Non-Interest Income | 333 | 265 |
Adjusted Operating Income (TE) | 1,804 | 3,076 |
Non-interest Expense | 1,896 | 1,910 |
Provision for Loan & Lease Losses | — | 315 |
Pretax Operating Income (TE) | — | 2,276 |
Pretax Net Operating Income (TE) | — | 2,385 |
Applicable Income Taxes | — | 848 |
Net Operating Income | — | 1,603 |
Net Income | — | 1,620 |
Cash Dividends Declared | — | 513 |
Retained Earnings | — | 1,562 |