F&M Bank
Washington, GA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | F&M Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 7,943 | 8,444 |
Income from Lease Financing Receivables | — | 0 |
184 | 26 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 95 | 12 |
Income on Loans and Leases (TE) | 8,038 | 8,459 |
Investment Interest Income (TE) | 2,507 | 1,021 |
Total Interest Income (TE) | 10,569 | 9,876 |
Total Interest Expense | 1,036 | 962 |
Net Interest Income (TE) | 9,533 | 8,907 |
Non-Interest Income | 1,444 | 2,364 |
Adjusted Operating Income (TE) | 10,977 | 11,707 |
Non-interest Expense | 7,223 | 7,890 |
Provision for Loan & Lease Losses | — | 260 |
Pretax Operating Income (TE) | 3,754 | 3,396 |
Pretax Net Operating Income (TE) | 3,820 | 3,480 |
Applicable Income Taxes | 807 | 748 |
Net Operating Income | 2,612 | 2,812 |
Net Income | 2,612 | 2,812 |
Cash Dividends Declared | 605 | 844 |
Retained Earnings | 2,007 | 1,559 |