Efficiency Ratio Over Time
Efficiency Ratio F&M Bank All Insured Commercial Banks in Georgia
12-31-2016 65.799 72.067
09-30-2016 65.478 71.784
06-30-2016 64.623 71.801
03-31-2016 64.785 72.381
12-31-2015 67.276 74.736
09-30-2015 66.332 74.146
06-30-2015 67.742 74.924
03-31-2015 66.464 75.066
12-31-2014 63.563 76.672
09-30-2014 67.102 76.559
06-30-2014 66.8 76.671
03-31-2014 66.076 77.567
12-31-2013 68.408 78.98
09-30-2013 68.063 77.731
06-30-2013 73.064 77.662
03-31-2013 74.154 78.695
12-31-2012 72.317 81.634
09-30-2012 73.155 80.308
06-30-2012 76.713 79.256
03-31-2012 74.106 77.503
12-31-2011 71.213 86.295
09-30-2011 68.984 84.186
06-30-2011 70.198 84.663
03-31-2011 78.153 85.152
12-31-2010 76.454 93.824
09-30-2010 68.878 90.833
06-30-2010 67.07 90.425
03-31-2010 66.907 88.401
12-31-2009 76.192 105.063
09-30-2009 68.548 102.285
06-30-2009 68.871 106.774
03-31-2009 67.964 99.343
12-31-2008 60.597 92.806
09-30-2008 58.388 84.879
06-30-2008 57.258 82.103
03-31-2008 58.749 76.842
12-31-2007 58.388 66.184
09-30-2007 55.854 63.793
06-30-2007 56.996 63.216
03-31-2007 58.175 63.468
12-31-2006 56.306 63.007
09-30-2006 55.926 61.317
06-30-2006 55.079 61.045
03-31-2006 56.86 60.367
12-31-2005 52.288 62.186
09-30-2005 50.56 61.255
06-30-2005 50.733 61.571
03-31-2005 51.149 62.33
12-31-2004 48.893 64.32
09-30-2004 48.485 64.404
06-30-2004 48.521 64.229
03-31-2004 49.071 64.639
12-31-2003 52.242 65.562
09-30-2003 52.45 64.676
06-30-2003 53.034 64.537
03-31-2003 55.568 65.157
12-31-2002 53.082 64.609