F&M Bank
Washington, GA — Non-member Bank
Active
Net Interest Margin Over Time
| Net Interest Margin | F&M Bank | All Insured Commercial Banks in Georgia |
| 12-31-2016 | 4.272 | 4.031 |
| 09-30-2016 | 4.272 | 4.028 |
| 06-30-2016 | 4.242 | 4.008 |
| 03-31-2016 | 4.208 | 4.018 |
| 12-31-2015 | 4.098 | 4.023 |
| 09-30-2015 | 4.057 | 3.993 |
| 06-30-2015 | 3.97 | 3.947 |
| 03-31-2015 | 3.948 | 3.907 |
| 12-31-2014 | 3.987 | 3.965 |
| 09-30-2014 | 3.968 | 3.953 |
| 06-30-2014 | 3.972 | 3.912 |
| 03-31-2014 | 3.963 | 3.851 |
| 12-31-2013 | 3.793 | 3.871 |
| 09-30-2013 | 3.687 | 3.845 |
| 06-30-2013 | 3.518 | 3.809 |
| 03-31-2013 | 3.418 | 3.753 |
| 12-31-2012 | 3.44 | 3.876 |
| 09-30-2012 | 3.379 | 3.863 |
| 06-30-2012 | 3.39 | 3.832 |
| 03-31-2012 | 3.443 | 3.802 |
| 12-31-2011 | 3.318 | 3.778 |
| 09-30-2011 | 3.321 | 3.736 |
| 06-30-2011 | 3.344 | 3.654 |
| 03-31-2011 | 2.989 | 3.548 |
| 12-31-2010 | 3.083 | 3.49 |
| 09-30-2010 | 3.322 | 3.452 |
| 06-30-2010 | 3.309 | 3.398 |
| 03-31-2010 | 3.448 | 3.366 |
| 12-31-2009 | 3.486 | 3.225 |
| 09-30-2009 | 3.585 | 3.188 |
| 06-30-2009 | 3.473 | 3.141 |
| 03-31-2009 | 3.503 | 3.091 |
| 12-31-2008 | 3.576 | 3.451 |
| 09-30-2008 | 3.634 | 3.539 |
| 06-30-2008 | 3.73 | 3.593 |
| 03-31-2008 | 3.755 | 3.695 |
| 12-31-2007 | 3.69 | 4.299 |
| 09-30-2007 | 3.765 | 4.362 |
| 06-30-2007 | 3.763 | 4.402 |
| 03-31-2007 | 3.726 | 4.392 |
| 12-31-2006 | 3.764 | 4.682 |
| 09-30-2006 | 3.733 | 4.707 |
| 06-30-2006 | 3.717 | 4.695 |
| 03-31-2006 | 3.683 | 4.589 |
| 12-31-2005 | 3.513 | 4.561 |
| 09-30-2005 | 3.528 | 4.517 |
| 06-30-2005 | 3.493 | 4.464 |
| 03-31-2005 | 3.578 | 4.388 |
| 12-31-2004 | 3.617 | 4.386 |
| 09-30-2004 | 3.727 | 4.37 |
| 06-30-2004 | 3.611 | 4.329 |
| 03-31-2004 | 3.476 | 4.334 |
| 12-31-2003 | 3.267 | 4.329 |
| 09-30-2003 | 3.241 | 4.316 |
| 06-30-2003 | 3.304 | 4.278 |
| 03-31-2003 | 3.294 | 4.252 |
| 12-31-2002 | 3.242 | 4.478 |