Excel Bank
Sedalia, MO — Non-member Bank
Acquired Oct 2012
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Excel Bank | All Insured Commercial Banks in Missouri |
Interest and Fees on Loans | 5,848 | 5,603 |
Income from Lease Financing Receivables | — | 5 |
2 | 21 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 9 |
Income on Loans and Leases (TE) | 5,848 | 5,625 |
Investment Interest Income (TE) | 224 | 759 |
Total Interest Income (TE) | 6,126 | 6,553 |
Total Interest Expense | 1,376 | 1,039 |
Net Interest Income (TE) | 4,750 | 5,455 |
Non-Interest Income | 319 | 1,176 |
Adjusted Operating Income (TE) | 5,069 | 6,628 |
Non-interest Expense | 6,628 | 4,236 |
Provision for Loan & Lease Losses | 5,163 | 464 |
Pretax Operating Income (TE) | -6,722 | 1,804 |
Pretax Net Operating Income (TE) | -6,389 | 1,912 |
Applicable Income Taxes | 6 | 293 |
Net Operating Income | -6,395 | 1,482 |
Net Income | -6,395 | 1,482 |
Cash Dividends Declared | — | 623 |
Retained Earnings | -6,395 | 743 |