Assets
Liabilities
Assets Evans Bank, National Association All Insured Commercial Banks in New York
Total Assets 1,091,291,000 1,423,064,824
Loans & Leases 928,596,000 978,975,429
Real Estate Loans 761,362 689,129
Commercial Loans 176,656 204,326
Individual Loans 1,532 38,943
Agricultural Loans — 1,513
Other Loans and Leases in Domestic and Foreign Offices 2,962 54,597
Loan and Lease Allowance (13,916) (9,353)
Unearned Income on Loans — (180)
Securities 97,205,000 254,518,396
U.S. Treasury and Agency Securities 60,080 174,125
Municipal Securities 37,125 38,922
Foreign Debt Securities — 977
All Other Securities — 40,496
Cash & Balances due from depository institutions 13,050,000 108,315,275
Noninterest-Bearing Cash and Due From Banks 12,469 18,716
Interest-Bearing Bank Balances 581 89,599
Federal Funds Sold and Resales — 259
Trading Account Assets — 698
Premises and fixed assets (including capitalized leases) 10,296 9,453
Other Real Estate Owned — 337
Direct and Indirect Investments in Real Estate Ventures — 0
Investment in Unconsolidated Subsidiaries 11 0
Acceptances and Other Assets 42,133 70,508
Liabilities Evans Bank, National Association All Insured Commercial Banks in New York
Total Liabilities 1,091,291,000 1,382,042,802
Deposits 992,870,000 1,194,877,747
Demand Deposits 60,593 154,452
All NOW & ATS Accounts 21,870 31,394
Money Market Deposit Accounts 283,295 514,514
Other Nontransaction Savings 434,192 177,828
Time Deposits At Or Below Insurance Limit 117,285 156,603
Fully Insured Brokered Deposits — 65,648
Less: Fully Insured Brokered Deposits — (65,648)
Time Deposits Above Insurance Limit 23,665 60,229
Total Deposits in Foreign Offices — 0
Federal Home Loan Bank Borrowings Maturing Under One Year 18,200 34,504
Federal Funds Purchased & Resales 10,159 13,538
Federal Home Loan Bank Borrowing Maturing Over One Year 10,000 32,238
Other Borrowings Maturing Under One Year — 414
Other Borrowing Maturing Over One Year — 393
Acceptances & Other Liabilities 13,611 18,772
Capital 98,421,000 187,165,055
Subordinated Notes and Debentures — 0
Total Equity 98,421 187,165