Essa Bank & Trust
Stroudsburg, PA — State Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | Essa Bank & Trust | All Insured Savings Banks in Pennsylvania |
Interest and Fees on Loans | 50,041 | 18,323 |
Income from Lease Financing Receivables | — | 10 |
1,518 | 51 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 817 | 25 |
Income on Loans and Leases (TE) | 50,858 | 18,606 |
Investment Interest Income (TE) | 9,373 | 2,720 |
Total Interest Income (TE) | 61,087 | 21,762 |
Total Interest Expense | 12,104 | 3,616 |
Net Interest Income (TE) | 48,983 | 18,090 |
Non-Interest Income | 7,360 | 4,504 |
Adjusted Operating Income (TE) | 56,343 | 25,733 |
Non-interest Expense | 42,893 | 18,977 |
Provision for Loan & Lease Losses | 2,700 | 368 |
Pretax Operating Income (TE) | 10,750 | 6,471 |
Pretax Net Operating Income (TE) | 12,005 | 6,554 |
Applicable Income Taxes | 2,512 | 1,732 |
Net Operating Income | 7,875 | 4,600 |
Net Income | 7,875 | 4,600 |
Cash Dividends Declared | 7,000 | 2,617 |
Retained Earnings | 875 | 1,922 |