Equitable Savings And Loan Association
Sterling, CO — Savings & Loan Association
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Equitable Savings And Loan Association | All Insured Savings Banks in Colorado |
| Interest and Fees on Loans | 6,036 | 6,236 |
| Income from Lease Financing Receivables | — | 24 |
| — | 24 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 11 |
| Income on Loans and Leases (TE) | 6,036 | 6,271 |
| Investment Interest Income (TE) | 245 | 2,414 |
| Total Interest Income (TE) | 6,374 | 9,206 |
| Total Interest Expense | 829 | 1,320 |
| Net Interest Income (TE) | 5,545 | 7,886 |
| Non-Interest Income | 923 | 402 |
| Adjusted Operating Income (TE) | 6,468 | 8,287 |
| Non-interest Expense | 4,782 | 5,508 |
| Provision for Loan & Lease Losses | — | 140 |
| Pretax Operating Income (TE) | 1,686 | 2,639 |
| Pretax Net Operating Income (TE) | 1,686 | 2,705 |
| Applicable Income Taxes | 599 | 839 |
| Net Operating Income | 1,063 | 1,820 |
| Net Income | 1,063 | 1,820 |
| Cash Dividends Declared | 750 | 799 |
| Retained Earnings | 313 | 1,021 |