Net Income Analysis ( % relative to Total Revenue )
Income Statement Enloe State Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 1,667 10,872
Income from Lease Financing Receivables — 2
— 44
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 1,667 10,941
Investment Interest Income (TE) 14 2,007
Total Interest Income (TE) 1,695 13,476
Total Interest Expense 208 1,063
Net Interest Income (TE) 1,487 12,338
Non-Interest Income 63 2,639
Adjusted Operating Income (TE) 1,550 15,335
Non-interest Expense 934 9,693
Provision for Loan & Lease Losses 25 524
Pretax Operating Income (TE) 591 4,819
Pretax Net Operating Income (TE) 591 4,946
Applicable Income Taxes 197 576
Net Operating Income 394 3,858
Net Income 394 3,845
Cash Dividends Declared 320 1,701
Retained Earnings 74 1,997