Net Income Analysis ( % relative to Total Revenue )
Income Statement Eh National Bank All Insured Commercial Banks in California
Interest and Fees on Loans 8,669 39,600
Income from Lease Financing Receivables 1,908 93
— 41
Estimated Tax Benefit from Tax-Exempt Loan Income — 21
Income on Loans and Leases (TE) 10,577 39,939
Investment Interest Income (TE) 424 4,547
Total Interest Income (TE) 12,045 46,718
Total Interest Expense 1,936 3,460
Net Interest Income (TE) 10,109 42,511
Non-Interest Income 1,573 7,405
Adjusted Operating Income (TE) 11,682 56,117
Non-interest Expense 9,988 31,848
Provision for Loan & Lease Losses 715 726
Pretax Operating Income (TE) 979 20,596
Pretax Net Operating Income (TE) 979 21,052
Applicable Income Taxes 89 7,212
Net Operating Income 890 12,949
Net Income 890 12,577
Cash Dividends Declared — 2,927
Retained Earnings 890 8,927