Net Income Analysis ( % relative to Total Revenue )
Net Income 620,000218.31%Net Operating Income-1,237,000-435.56%Total Operating Income284,000100.00%Non-Interest Income284,000100.00%Total Operating Expenses1,521,000535.56%Total Interest Expense1,455,000512.32%Provision for Loan & Lease Losses66,00023.24%,,,
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Income Statement Edmond Bank And Trust All Insured Commercial Banks in Oklahoma
Interest and Fees on Loans 3,302 4,031
Income from Lease Financing Receivables — 191
— 75
Estimated Tax Benefit from Tax-Exempt Loan Income — 38
Income on Loans and Leases (TE) 3,302 4,075
Investment Interest Income (TE) 25 970
Total Interest Income (TE) 3,457 5,264
Total Interest Expense 1,455 1,895
Net Interest Income (TE) 2,002 3,335
Non-Interest Income 284 723
Adjusted Operating Income (TE) 2,286 4,111
Non-interest Expense 1,600 2,539
Provision for Loan & Lease Losses 66 345
Pretax Operating Income (TE) 620 1,876
Pretax Net Operating Income (TE) 620 1,865
Applicable Income Taxes — 1,737
Net Operating Income 620 1,526
Net Income 620 1,526
Cash Dividends Declared 595 1,427
Retained Earnings 25 1,652