Net Income Analysis ( % relative to Total Revenue )
Income Statement Easton Bank & Trust All Insured Commercial Banks in Maryland
Interest and Fees on Loans 2,471 8,381
Income from Lease Financing Receivables — 1
— 32
Estimated Tax Benefit from Tax-Exempt Loan Income — 15
Income on Loans and Leases (TE) 2,471 8,426
Investment Interest Income (TE) 80 682
Total Interest Income (TE) 2,572 9,176
Total Interest Expense 252 1,049
Net Interest Income (TE) 2,320 8,127
Non-Interest Income 400 2,246
Adjusted Operating Income (TE) 2,720 10,729
Non-interest Expense 2,301 7,991
Provision for Loan & Lease Losses 250 372
Pretax Operating Income (TE) 169 2,520
Pretax Net Operating Income (TE) 183 2,550
Applicable Income Taxes — 788
Net Operating Income 180 1,686
Net Income 180 1,686
Cash Dividends Declared — 422
Retained Earnings 180 978