East Dubuque Savings Bank
Dubuque, IA — Domestic Branch of a Domestic Bank
Acquired Dec 2015
Net Income Analysis
( % relative to Total Revenue )
Income Statement | East Dubuque Savings Bank | All Insured Commercial Banks in Iowa |
Interest and Fees on Loans | 4,717 | 4,161 |
Income from Lease Financing Receivables | — | 1 |
7 | 32 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 4 | 16 |
Income on Loans and Leases (TE) | 4,721 | 4,186 |
Investment Interest Income (TE) | 272 | 898 |
Total Interest Income (TE) | 5,013 | 5,214 |
Total Interest Expense | 610 | 626 |
Net Interest Income (TE) | 4,403 | 4,571 |
Non-Interest Income | 732 | 811 |
Adjusted Operating Income (TE) | 5,135 | 5,410 |
Non-interest Expense | 3,531 | 3,152 |
Provision for Loan & Lease Losses | 155 | 130 |
Pretax Operating Income (TE) | 1,449 | 2,066 |
Pretax Net Operating Income (TE) | 1,456 | 2,118 |
Applicable Income Taxes | 50 | 224 |
Net Operating Income | 1,336 | 1,639 |
Net Income | 1,336 | 1,639 |
Cash Dividends Declared | 680 | 737 |
Retained Earnings | 656 | 834 |