Earthstar Bank
Southampton, PA — Non-member Bank
Acquired Dec 2010
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Earthstar Bank | All Insured Commercial Banks in Pennsylvania |
Interest and Fees on Loans | 3,397 | 14,784 |
Income from Lease Financing Receivables | — | 37 |
— | 256 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 115 |
Income on Loans and Leases (TE) | 3,397 | 15,026 |
Investment Interest Income (TE) | 372 | 3,442 |
Total Interest Income (TE) | 3,777 | 18,547 |
Total Interest Expense | 1,300 | 4,883 |
Net Interest Income (TE) | 2,477 | 13,665 |
Non-Interest Income | 208 | 3,893 |
Adjusted Operating Income (TE) | 2,685 | 18,052 |
Non-interest Expense | 3,544 | 11,907 |
Provision for Loan & Lease Losses | 665 | 1,906 |
Pretax Operating Income (TE) | -1,524 | 4,190 |
Pretax Net Operating Income (TE) | -1,524 | 4,316 |
Applicable Income Taxes | -160 | 799 |
Net Operating Income | -1,364 | 2,976 |
Net Income | -1,364 | 2,968 |
Cash Dividends Declared | — | 937 |
Retained Earnings | -1,364 | 1,579 |