Net Income Analysis ( % relative to Total Revenue )
Income Statement Downs Bank All Insured Commercial Banks in Kansas
Interest and Fees on Loans 242 3,049
Income from Lease Financing Receivables — 13
— 16
Estimated Tax Benefit from Tax-Exempt Loan Income — 8
Income on Loans and Leases (TE) 242 3,086
Investment Interest Income (TE) 79 819
Total Interest Income (TE) 378 4,010
Total Interest Expense 27 447
Net Interest Income (TE) 351 3,530
Non-Interest Income 75 654
Adjusted Operating Income (TE) 426 4,295
Non-interest Expense 443 2,793
Provision for Loan & Lease Losses — 92
Pretax Operating Income (TE) -17 1,328
Pretax Net Operating Income (TE) -19 1,352
Applicable Income Taxes 1 164
Net Operating Income -20 1,030
Net Income -20 1,031
Cash Dividends Declared 9 370
Retained Earnings -29 593