Douglas County Bank
Lawrence, KS — Domestic Branch of a Domestic Bank
Acquired Jan 2015
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Douglas County Bank | All Insured Commercial Banks in Kansas |
| Interest and Fees on Loans | 6,809 | 4,092 |
| Income from Lease Financing Receivables | 7 | 17 |
| 7 | 21 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 4 | 11 |
| Income on Loans and Leases (TE) | 6,820 | 4,141 |
| Investment Interest Income (TE) | 3,068 | 1,083 |
| Total Interest Income (TE) | 9,951 | 5,366 |
| Total Interest Expense | 480 | 588 |
| Net Interest Income (TE) | 9,471 | 4,735 |
| Non-Interest Income | 2,715 | 877 |
| Adjusted Operating Income (TE) | 12,186 | 5,766 |
| Non-interest Expense | 9,484 | 3,807 |
| Provision for Loan & Lease Losses | 197 | 126 |
| Pretax Operating Income (TE) | 2,505 | 1,729 |
| Pretax Net Operating Income (TE) | 4,121 | 1,768 |
| Applicable Income Taxes | 108 | 201 |
| Net Operating Income | 3,322 | 1,355 |
| Net Income | 3,322 | 1,356 |
| Cash Dividends Declared | 2,465 | 587 |
| Retained Earnings | 857 | 652 |