Diablo Valley Bank
Danville, CA — Domestic Branch of a Domestic Bank
Acquired Jun 2007
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Diablo Valley Bank | All Insured Commercial Banks in California |
| Interest and Fees on Loans | 4,069 | 9,956 |
| Income from Lease Financing Receivables | — | 2,003 |
| — | 511 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 255 |
| Income on Loans and Leases (TE) | 4,069 | 9,497 |
| Investment Interest Income (TE) | 82 | 2,912 |
| Total Interest Income (TE) | 4,493 | 9,565 |
| Total Interest Expense | 1,721 | 3,531 |
| Net Interest Income (TE) | 2,772 | 6,072 |
| Non-Interest Income | 64 | 1,686 |
| Adjusted Operating Income (TE) | 2,836 | 7,528 |
| Non-interest Expense | 1,914 | 4,269 |
| Provision for Loan & Lease Losses | 100 | 1,011 |
| Pretax Operating Income (TE) | 822 | 8,248 |
| Pretax Net Operating Income (TE) | 822 | 8,306 |
| Applicable Income Taxes | 436 | 3,093 |
| Net Operating Income | 386 | 5,128 |
| Net Income | 386 | 5,075 |
| Cash Dividends Declared | 83 | 8,714 |
| Retained Earnings | 303 | 3,161 |