Vitals
  • Total Assets
    81.1M 1.8 %
  • Total Deposits
    70.9M 2.1 %
  • Total Net Loans
    62.5M 5.9 %
  • Net Income
    179000.0000 53.0 %
  • Book Value
    9.8M 9.9 %
  • Book Value x2
    19.6M 9.9 %
  • Book Value x3
    29.4M 9.9 %
ROAA

.862

ROAE

7.374

Efficiency Ratio

70.898

Net Interest Margin

4.791

Balance Sheet Highlights
Financial Highlights Desoto County Bank All Insured Commercial Banks in Mississippi
Balance Sheet $(000)
Total Assets 81,064 448,982
Total Net Loans 62,496 269,971
Total Deposits 70,917 380,621
Total Equity 9,810 49,391
Profitability
Net Income 179 1,037
Return on Average Assets .862 .874
Return on Average Equity 7.374 8.01
Net Interest Margin 4.791 3.839
Efficiency Ratio 70.898 71.086
Noninterest Income/Revenue 10.148 21.03
Balance Sheet Ratios
Loan-to-Deposit 88.126 65.861
Securities/Assets .1 .234
Total Equity/Total Assets .121 .11
Tangible Equity/Tangible Assets .121 .098
Capital Adequacy
Tier 1 Common Capital 9,828 43,652
Tier 1 Capital 9,828 43,727
Tier 2 Capital 789 3,204
Total Capital 10,617 46,923
Total Risk Weighted Assets 62,722 306,504
Leverage Ratio 11.84 10.556
Common Equity Tier 1 Capital Ratio 15.4 16.56
Tier 1 Capital Ratio 15.4 16.611
Total Capital Ratio 16.64 17.695

Timeline for Desoto County Bank

First Commercial Bank

Desoto County Bank was acquired by First Commercial Bank 9 years

View Profile May 01 2015

Desoto County Bank

Desoto County Bank was established 18 years ago and is currently headquartered in Horn Lake, MS.

Jan 23 2006
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
First Commercial Bank Buyer 359,345 Acquisition Discontinued 5/1/2015
Relationships Role Relationship Start Relationship End
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