Deposit Bank & Trust Co.
Greensburg, KY — Domestic Branch of a Domestic Bank
Acquired Dec 2007
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Deposit Bank & Trust Co. | All Insured Commercial Banks in Kentucky |
Interest and Fees on Loans | 4,450 | 6,692 |
Income from Lease Financing Receivables | — | 218 |
1 | 96 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 1 | 47 |
Income on Loans and Leases (TE) | 4,451 | 6,723 |
Investment Interest Income (TE) | 754 | 1,322 |
Total Interest Income (TE) | 5,391 | 8,343 |
Total Interest Expense | 2,536 | 3,731 |
Net Interest Income (TE) | 2,855 | 4,589 |
Non-Interest Income | 465 | 1,057 |
Adjusted Operating Income (TE) | 3,320 | 5,681 |
Non-interest Expense | 2,214 | 3,728 |
Provision for Loan & Lease Losses | 91 | 379 |
Pretax Operating Income (TE) | 1,015 | 2,571 |
Pretax Net Operating Income (TE) | 1,015 | 2,570 |
Applicable Income Taxes | 336 | 913 |
Net Operating Income | 670 | 2,003 |
Net Income | 670 | 2,003 |
Cash Dividends Declared | 175 | 1,462 |
Retained Earnings | 495 | 1,157 |