Vitals
  • Total Assets
    397.1M 5.8 %
  • Total Deposits
    305.3M 5.7 %
  • Total Net Loans
    210.4M 4.7 %
  • Net Income
    3.1M 3.2 %
  • Book Value
    46.0M 1.5 %
  • Book Value x2
    92.0M 1.5 %
  • Book Value x3
    138.0M 1.5 %
ROAA

.801

ROAE

6.557

Efficiency Ratio

67.366

Net Interest Margin

3.549

Balance Sheet Highlights
Financial Highlights Demotte State Bank All Insured Commercial Banks in Indiana
Balance Sheet $(000)
Total Assets 397,099 606,548
Total Net Loans 210,423 409,621
Total Deposits 305,267 497,111
Total Equity 46,014 63,292
Profitability
Net Income 3,074 6,062
Return on Average Assets .801 .965
Return on Average Equity 6.557 9.027
Net Interest Margin 3.549 3.682
Efficiency Ratio 67.366 66.445
Noninterest Income/Revenue 14.106 20.436
Balance Sheet Ratios
Loan-to-Deposit 68.931 79.497
Securities/Assets .376 .184
Total Equity/Total Assets .116 .104
Tangible Equity/Tangible Assets .116 .098
Capital Adequacy
Tier 1 Common Capital 47,937 60,326
Tier 1 Capital 47,937 60,328
Tier 2 Capital 3,221 4,282
Total Capital 51,158 64,608
Total Risk Weighted Assets 256,588 442,958
Leverage Ratio 12.13 10.395
Common Equity Tier 1 Capital Ratio 18.68 15.27
Tier 1 Capital Ratio 18.68 15.27
Total Capital Ratio 19.94 16.399

Timeline for Demotte State Bank

Millennium Financial Services, Inc.

Millennium Financial Services, Inc. became a new subsidiary organization for Demotte State Bank.

View Profile May 19 1999

Morocco State Bank

Acquisition: Demotte State Bank acquired a new subsidiary, Morocco State Bank, 37 years

View Profile Mar 21 1987

Demotte Bancorp

Demotte Bancorp became a new parent organization for Demotte State Bank.

View Profile Jan 02 1985

Demotte State Bank

Demotte State Bank was established 82 years ago and is currently headquartered in Demotte, IN.

Feb 02 1942
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Morocco State Bank Seller 16,299 Failure 3/21/1987
Relationships Role Relationship Start Relationship End
Demotte Bancorp Parent 1/2/1985
Millennium Financial Services, Inc. Subsidary 6/30/2007
Millennium Financial Services, Inc. Subsidary 5/19/1999 6/29/2007
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