Dekalb Community Bank
Smithville, TN — Domestic Branch of a Domestic Bank
Acquired Apr 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | Dekalb Community Bank | All Insured Commercial Banks in Tennessee |
Interest and Fees on Loans | 1,466 | 2,058 |
Income from Lease Financing Receivables | — | 538 |
7 | 44 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 4 | 20 |
Income on Loans and Leases (TE) | 1,470 | 2,063 |
Investment Interest Income (TE) | 160 | 364 |
Total Interest Income (TE) | 1,671 | 2,498 |
Total Interest Expense | 635 | 738 |
Net Interest Income (TE) | 1,036 | 1,750 |
Non-Interest Income | 219 | 394 |
Adjusted Operating Income (TE) | 1,255 | 2,156 |
Non-interest Expense | 709 | 1,376 |
Provision for Loan & Lease Losses | 134 | 333 |
Pretax Operating Income (TE) | 412 | 3,589 |
Pretax Net Operating Income (TE) | 412 | 3,545 |
Applicable Income Taxes | 144 | 1,197 |
Net Operating Income | 254 | 2,365 |
Net Income | 254 | 2,365 |
Cash Dividends Declared | — | 1,272 |
Retained Earnings | 254 | 2,114 |