Net Income Analysis ( % relative to Total Revenue )
Income Statement Dedicated Community Bank All Insured Commercial Banks in South Carolina
Interest and Fees on Loans 1,979 12,539
Income from Lease Financing Receivables — 0
27 22
Estimated Tax Benefit from Tax-Exempt Loan Income 12 11
Income on Loans and Leases (TE) 1,991 12,587
Investment Interest Income (TE) 286 1,927
Total Interest Income (TE) 2,339 14,719
Total Interest Expense 189 1,274
Net Interest Income (TE) 2,150 13,414
Non-Interest Income 283 3,571
Adjusted Operating Income (TE) 2,433 16,851
Non-interest Expense 2,238 12,305
Provision for Loan & Lease Losses 7 445
Pretax Operating Income (TE) 188 4,224
Pretax Net Operating Income (TE) 188 4,344
Applicable Income Taxes -4 1,192
Net Operating Income 124 2,936
Net Income 124 2,936
Cash Dividends Declared 79 1,017
Retained Earnings 45 1,790