Net Income Analysis ( % relative to Total Revenue )
Income Statement Decatur County Bank All Insured Commercial Banks in Tennessee
Interest and Fees on Loans 3,351 12,197
Income from Lease Financing Receivables — 0
8 25
Estimated Tax Benefit from Tax-Exempt Loan Income 4 12
Income on Loans and Leases (TE) 3,355 12,231
Investment Interest Income (TE) 897 1,544
Total Interest Income (TE) 4,301 14,034
Total Interest Expense 397 1,553
Net Interest Income (TE) 3,904 12,478
Non-Interest Income 546 2,901
Adjusted Operating Income (TE) 4,450 15,672
Non-interest Expense 3,693 10,334
Provision for Loan & Lease Losses — 317
Pretax Operating Income (TE) 757 4,962
Pretax Net Operating Income (TE) 905 5,007
Applicable Income Taxes 30 1,069
Net Operating Income 783 3,589
Net Income 783 3,593
Cash Dividends Declared 218 1,505
Retained Earnings 565 1,960